Breathe easy, this will not be a wealth management group’s attempt at a full recounting of the biblical story of David’s victory over Goliath, although it is quite the tale.

How does it make you feel when you’re told what to do? Do you leap to action excited about an idea that isn’t your own or are you more likely to do the opposite? Studies would suggest the latter is more likely.

You’ve worked hard your entire life, making sacrifices in the pursuit of something you believed in. You know what it means to dedicate yourself to something and have found success. Do your adult children share the same values that drove you? Try to communicate values, not dollar figures.

I was in Mexico when we first received the news that we had to self-quarantine after travelling. Although I was aware of what was happening in the world, I was quite safely wrapped up in my sun, sand and surf bubble.

We won’t sugar coat it – discussing money and death with family can be a difficult experience. No two ways about it. Where do you begin? Who should be involved? Who will steward the family when you’re gone? Know this – you’re not alone.